{"id":40,"date":"2026-04-15T17:00:10","date_gmt":"2026-04-15T17:00:10","guid":{"rendered":"https:\/\/devu1a.customdev.solutions\/jamesmanglona\/?page_id=40"},"modified":"2026-04-15T19:46:13","modified_gmt":"2026-04-15T19:46:13","slug":"loans","status":"publish","type":"page","link":"https:\/\/devu1a.customdev.solutions\/jamesmanglona\/loans\/","title":{"rendered":"Loans"},"content":{"rendered":"[vc_row type=&#8221;full_width_background&#8221; full_screen_row_position=&#8221;middle&#8221; column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; bg_image=&#8221;24&#8243; bg_image_type=&#8221;default&#8221; bg_position=&#8221;center center&#8221; background_image_loading=&#8221;default&#8221; bg_repeat=&#8221;no-repeat&#8221; scene_position=&#8221;center&#8221; text_color=&#8221;dark&#8221; text_align=&#8221;left&#8221; row_border_radius=&#8221;none&#8221; row_border_radius_applies=&#8221;bg&#8221; row_position_desktop=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; id=&#8221;Program&#8221; overlay_strength=&#8221;0.3&#8243; gradient_direction=&#8221;left_to_right&#8221; shape_divider_position=&#8221;bottom&#8221; bg_image_animation=&#8221;zoom-out-slow&#8221; gradient_type=&#8221;default&#8221; shape_type=&#8221;&#8221;][vc_column column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; flex_gap_desktop=&#8221;10px&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; column_position=&#8221;default&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/1&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;][vc_column_text css=&#8221;&#8221; text_direction=&#8221;default&#8221;]\n<h6 style=\"text-align: center;\"><span style=\"color: #c8a951;\">Our Loan Programs<\/span><\/h6>\n<h1 style=\"text-align: center;\"><span style=\"color: #1c1c1c;\">Tailored Financing Solutions for Every Homeowner<\/span><\/h1>\n<p style=\"text-align: center;\"><span style=\"color: #555555;\">Whether you&#8217;re buying your first home or investing in property, we have the perfect loan program to fit your financial goals.<\/span><\/p>\n[\/vc_column_text][vc_row_inner column_margin=&#8221;default&#8221; column_direction=&#8221;default&#8221; column_direction_tablet=&#8221;default&#8221; column_direction_phone=&#8221;default&#8221; text_align=&#8221;left&#8221; row_position=&#8221;default&#8221; row_position_tablet=&#8221;inherit&#8221; row_position_phone=&#8221;inherit&#8221; overflow=&#8221;visible&#8221; pointer_events=&#8221;all&#8221; el_id=&#8221;program-inner&#8221;][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; flex_gap_desktop=&#8221;10px&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/3&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;]<div class=\"iwithtext\"><div class=\"iwt-icon\"> <img decoding=\"async\" src=\"https:\/\/devu1a.customdev.solutions\/jamesmanglona\/wp-content\/uploads\/2026\/04\/SVG-2026-04-15T163521.340.png\" alt=\"\" \/> <\/div><div class=\"iwt-text\"> \n<h2><span style=\"color: #1c1c1c;\">FHA Loans<\/span><\/h2>\n <\/div><div class=\"clear\"><\/div><\/div>[vc_column_text css=&#8221;&#8221; text_direction=&#8221;default&#8221;]<span style=\"color: #555555;\">Perfect for first-time buyers with lower down payment requirements<\/span><\/p>\n<h5><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"#\">Learn More<\/a><\/span><\/h5>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; 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text_direction=&#8221;default&#8221;]<span style=\"color: #555555;\">Exclusive benefits for veterans and active-duty service members.<\/span><\/p>\n<h5><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"#\">Learn More<\/a><\/span><\/h5>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; flex_gap_desktop=&#8221;10px&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/3&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;]<div class=\"iwithtext\"><div class=\"iwt-icon\"> <img decoding=\"async\" src=\"https:\/\/devu1a.customdev.solutions\/jamesmanglona\/wp-content\/uploads\/2026\/04\/SVG-2026-04-15T163532.573.png\" alt=\"\" \/> <\/div><div class=\"iwt-text\"> \n<h2><span style=\"color: #1c1c1c;\">Conventional Loans<\/span><\/h2>\n <\/div><div class=\"clear\"><\/div><\/div>[vc_column_text css=&#8221;&#8221; text_direction=&#8221;default&#8221;]<span style=\"color: #555555;\">Standard mortgage options with competitive rates for qualified buyers.<\/span><\/p>\n<h5><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"#\">Learn More<\/a><\/span><\/h5>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; 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text_direction=&#8221;default&#8221;]<span style=\"color: #555555;\">Lower your monthly payments or get cash out from your home equity.<\/span><\/p>\n<h5><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"#\">Learn More<\/a><\/span><\/h5>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; column_padding_tablet=&#8221;inherit&#8221; column_padding_phone=&#8221;inherit&#8221; column_padding_position=&#8221;all&#8221; flex_gap_desktop=&#8221;10px&#8221; column_element_direction_desktop=&#8221;default&#8221; column_element_spacing=&#8221;default&#8221; desktop_text_alignment=&#8221;default&#8221; tablet_text_alignment=&#8221;default&#8221; phone_text_alignment=&#8221;default&#8221; background_color_opacity=&#8221;1&#8243; background_hover_color_opacity=&#8221;1&#8243; column_backdrop_filter=&#8221;none&#8221; column_shadow=&#8221;none&#8221; column_border_radius=&#8221;none&#8221; column_link_target=&#8221;_self&#8221; overflow=&#8221;visible&#8221; gradient_direction=&#8221;left_to_right&#8221; overlay_strength=&#8221;0.3&#8243; width=&#8221;1\/3&#8243; tablet_width_inherit=&#8221;default&#8221; animation_type=&#8221;default&#8221; bg_image_animation=&#8221;none&#8221; border_type=&#8221;simple&#8221; column_border_width=&#8221;none&#8221; column_border_style=&#8221;solid&#8221;]<div class=\"iwithtext\"><div class=\"iwt-icon\"> <img decoding=\"async\" src=\"https:\/\/devu1a.customdev.solutions\/jamesmanglona\/wp-content\/uploads\/2026\/04\/SVG-2026-04-15T163536.677.png\" alt=\"\" \/> <\/div><div class=\"iwt-text\"> \n<h2><span style=\"color: #1c1c1c;\">First-Time Buyer<\/span><\/h2>\n <\/div><div class=\"clear\"><\/div><\/div>[vc_column_text css=&#8221;&#8221; text_direction=&#8221;default&#8221;]<span style=\"color: #555555;\">Specialized programs designed to help you buy your very first home.<\/span><\/p>\n<h5><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"#\">Learn More<\/a><\/span><\/h5>\n[\/vc_column_text][\/vc_column_inner][vc_column_inner column_padding=&#8221;no-extra-padding&#8221; 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